Find your offramp.
When does work become optional? How big does the number actually need to be?
Use the FIRE Age Calculator to find out when work becomes optional — a full year-by-year simulation showing when you can stop working for money once you reach financial independence. Use the FIRE Number Calculator to find out how big that number needs to be.
FIRE Age Calculator
A full year-by-year simulation showing exactly when work could become optional.
FIRE Number Calculator
A quicker rule-of-thumb target, plus a real, life-expectancy-aware verdict.
From the guides
All guides →How the FIRE Number Calculator works
A walkthrough of the exact logic behind the FIRE Number Calculator — the quick target formula, the debt projection, and the real, simulation-backed verdict underneath it.
How the FIRE Age Calculator works
A walkthrough of the exact logic behind the FIRE Age Calculator — nominal-vs-real handling, the decumulation order, pension locking, and how the FIRE age itself gets found.